Overview for Punjab & Sind Bank Recruitment
Punjab & Sind Bank, a Government of India undertaking, has released a notification regarding the engagement of Relationship Managers for the MSME (Micro, Small, and Medium Enterprises) sector. This recruitment is specifically for a contractual position, not a permanent permanent role. The bank is looking to fill these vacancies to boost their business opportunities, deepen relationships with existing clients, and handle credit management within the MSME portfolio.
Important Dates:
The online application process commences on 05.11.2025. This is the earliest date you can access the link on the bank’s website to register. The deadline for the online application is 26.11.2025. This date is quite significant because it is not just the last date to submit the form but also the deadline for editing or modifying your application and completing the payment of application fees.
| Event | Date |
| Start of Online Application | 5th November 2025 |
| Last Date to Apply & Pay Fees | 26th November 2025 |
Vacancy Details:
The bank has announced a total of 30 provisional vacancies for the post of Relationship Manager – MSME
| Category | Number of Vacancies |
| Unreserved (UR) | 13 |
| Other Backward Classes (OBC) | 8 |
| Scheduled Caste (SC) | 4 |
| Economically Weaker Section (EWS) | 3 |
| Scheduled Tribe (ST) | 2 |
| Total | 30 |
Salary Details
The notification states that the compensation and related terms will be negotiated and finalized depending upon the suitability of the candidate
Application Fees:
The candidates belongs to UR/EWS/OBC category have to pay 850+charges as application fees. but SC/ST/PWD/ESM/Women candidates need to pay 100+charges as application fees.
| Category | Fees |
| General / EWS / OBC | ₹850/- + charges |
| SC/ST/PWD/Women | ₹100/- + charges |
Qualification
Candidates must meet the following eligibility criteria as of the cut-off date, 26.11.2025
| Type | Requirement Details |
| Mandatory Education | Full-Time Regular Graduation in any discipline from a University/Institution recognized by the Govt. of India, Govt. bodies, or AICTE4. |
| Preferred Education | Full-Time MBA with a specialization in Marketing or Finance5. |
| Mandatory Experience | Minimum three (3) years of post-qualification experience in Relationship / Credit Management. Preference is given to experience in MSME Banking with any Scheduled Commercial Bank, NBFC, or Financial Institution in India6. |
Age Limit:
- Minimum age: 25 years
- Maximum age: 33 years
Candidate must have been born not earlier than 02.11.1992 and not later than 01.11.2000
- Age relaxation as per govt norms:
| Category | Relaxation |
| Scheduled Caste / Scheduled Tribe | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwD (SC/ST) | 15 years |
| PwD (OBC) | 13 years |
| Ex-Servicemen (SC/ST) | 10 years |
| Ex-Servicemen (OBC) | 8 years |
| 1984 Riot-affected persons | 5 years |
Exam Pattern
The weightage for the final score is split. The Online Test carries 70% weightage, and the Personal Interview carries 30% weightage. If the written test is not conducted and the selection is based solely on the interview, then the interview will carry 100% weightage.
Selection Process:
The selection procedure involves three potential stages: Screening, Written Test, and Personal Interview.
- Screening: Applications will be screened for eligibility.
- Written Test: As mentioned, this depends on the volume of applications. If held, it serves as a filter.
- Personal Interview:
How to Apply:
The application process is entirely digital. You must apply online through the Bank’s website. No other mode of application is acceptable.
- Go to
https://punjabandsind.bank.in. - Navigate to the “Recruitment” link on the Home Page.
- Click on the notification for MSME Relationship Managers.
- Register and fill in the application form.
- Upload your scanned photograph, signature, thumb impression, and handwritten declaration as per the guidelines.
- Pay the application fees online.
- Submit the form
Important Documents:
When you are called for the Document Verification or Interview, you must produce original documents along with self-attested copies. Failure to do so will disqualify you. The list includes:
- Identity Proof: PAN Card, Passport, Voter’s Card, Driving License, or Aadhaar. Ration cards are not accepted.
- Date of Birth Proof: Appropriate certificate (usually 10th standard mark sheet or birth certificate).
- Educational Certificates: All mark sheets and degree certificates from Class X onwards. This includes semester-wise mark sheets and the final degree for graduation.
- Experience Documents: Appropriate documents supporting your work experience and an NOC (No Objection Certificate) from your existing employer.
- Caste/Category Certificates: Valid certificates for SC, ST, OBC, EWS, or Disability. OBC certificates must contain the “Non-creamy Layer Clause”.
- Income and Asset Certificate: For EWS candidates, issued by a competent authority.
- CIBIL Report: You must submit a CIBIL report drawn from your bank showing a credit score of 650 or above at the time of joining.
- Photographs: Two passport-size photos similar to the one uploaded on the application form.
Important links
| Event | Date |
|---|---|
| Notification Release | 5th November 2025 |
| Apply Online Start | 5th November 2025 |
| Last Date to Apply | 26th November 2025 |
| Download Notification | Click Here |
| Official Websites | Click Here |
| Apply Online | Registration / Login |
Is this a permanent government job?
No, this is a contractual engagement. The initial contract is for three years, extendable up to five years based on performance.
Can I change my examination center after applying?
No, the notification states that no request for a change of examination center, date, or session will be entertained
Is there a probation period?
Yes, there is a probation period of 6 months for the post of MSME Relationship Manager.